By Kristin Wong
The Equifax breach may have lots of you nervous about your credit.
Is a Freeze Necessary?
In the wake of this massive breach Equifax suggests that you subscribe to their credit monitoring service or freeze your credit. Lost trust of Equifax? We don’t blame you. You can monitor your credit report and your accounts on your own. As for freezing your credit, it may seem like best way to protect yourself, however it can be tedious, time consuming and bothersome if you need to use your credit for anything. Thinking of getting the new iPhone? You’ll need to notify the three credit bureaus of your intentions and grant them access each time you need credit with a ten digit pin code.