Posts with the category ‘Retirement’

Family Money: Failure to Communicate

Prepared by   Fidelity study finds parents and adult children at odds on when to talk about finances. In life and money, timing is often everything. And that’s particularly true when it comes to sensitive family discussions about retirement security, eldercare, and estate planning. According to Fidelity’s latest Fidelity Investments’ biennial Family & Finance study,1 Approximately 9 in 10 parents and their children see the importance of having frank conversations about a number of issues affecting parents when they… Read More

5 Questions to Ask Yourself 5 Years Before You Retire

By Elaine Floyd, CFP® Retirement planning takes on added urgency the closer you get to leaving your job. Imagine your future by looking at the major factors: housing, activities, lifestyle, life expectancy, and unexpected events. The first step in any retirement income plan is to envision your retirement and make some decisions about how you will live. This, in turn, will inform your budget and your retirement income plan. If the numbers don’t support the life you have in mind,… Read More

Strategies for Building a Laddered Retirement Portfolio

Prepared by: Financial Planning Association If the goal of saving for retirement is to provide financial security, then a key objective of retirement portfolio management should be generating a stable stream of income while preserving investment principal. Bond laddering is a strategy that may address both aspects of that key objective. What Is Laddering? A bond ladder is a portfolio of bonds with maturity dates that are evenly staggered so that a constant proportion of the bonds can be redeemed… Read More

This is the Number One Financial Regret of Older Americans

By: Caty Hill, Reporter Most Americans are filled with regrets — financial regrets. Fully three in four, in fact, admit they harbor financial regrets, according to a survey of more than 1,000 adults published Tuesday by Their biggest regret: not saving for retirement early enough (nearly one in five Americans put this in the No. 1 spot). What’s more, among those 65 and up, 27% said this was the biggest regret, compared with 17% of those aged 30 to… Read More

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Martin Higgins is a registered representative and investment adviser representative of Mutual of Omaha Investor Services, Inc., a securities broker/dealer and registered investment adviser. Member FINRA / SIPC. There is no contractual relationship between Family Wealth Management and Mutual of Omaha Investor Services, Inc. Martin Higgins can only do business in states in which he is registered. The information presented on this web site is intended for educational purposes only, and is not intended to replace the advice of an attorney or qualified tax professional.