Posts with the category ‘Life Insurance’


Term vs. Cash Value Life Insurance

Prepared by Broadridge Investor Communication Solutions, Inc. Which type of life insurance is better–term or cash value? Insurance buyers have been asking this question for generations. When choosing between these two fundamentally different alternatives, you’ll need to think about the amount of coverage you need, the amount of money you can afford to spend, and the length of time you need the coverage to continue. Term insurance Term insurance is often referred to as pure insurance. Term policies provide life… Read More


Life Insurance for Children

Prepared by Broadridge Investor Communication Solutions, Inc. If you’re thinking about buying life insurance for your child, consider the decision carefully. The main purpose of life insurance is to replace income lost after someone dies, and there’s little doubt that your income could decrease upon your child’s death, due to lost time at work or lost productivity. However, you should also consider protecting your child’s future by purchasing more life insurance for you and your spouse. Isn’t it smart to… Read More


Types of Life Insurance Policies

Prepared by Broadridge Investor Communication Solutions, Inc. You know that you need life insurance. However, with the wide variety of insurance policies available, you may find choosing the right one difficult. It’s really not as confusing as it seems, however, once you understand the basic types of life insurance policies. Term life insurance With a term policy, you get “pure” life insurance coverage. Term insurance provides a death benefit for only a specific period of time. If you die during… Read More


Comparing Life Insurance Policies

Prepared by Broadridge Investor Communication Solutions, Inc. Like anyone else, you want a life insurance policy that meets your needs and budget. But how do you find the right policy when there are so many to choose from and many of them seem so similar? The key is knowing how to compare policies and evaluate the results. Know what you want–and compare apples to apples Your first step should be to assess your life insurance needs. For instance, do you… Read More


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