Posts with the category ‘Credit Rating’
By Kristin Wong The Equifax breach may have lots of you nervous about your credit. Is a Freeze Necessary? In the wake of this massive breach Equifax suggests that you subscribe to their credit monitoring service or freeze your credit. Lost trust of Equifax? We don’t blame you. You can monitor your credit report and your accounts on your own. As for freezing your credit, it may seem like best way to protect yourself, however it can be tedious, time… Read More
By Devin Kropp – Horsesmouth The Equifax hack has left many concerned about their personal information. While we still have a lot to learn about last week’s hack, here are four things we do know. Last week’s mega-breach at Equifax has left many scrambling to protect their identity. The credit bureau believes that up to 143 million people were affected- some 44% of the population. It’s likely that your information has been exposed and, if you have not already, you… Read More
By Sarah Shemkus You need to buy a car and finance it with a loan. But the bank turns you down, citing a lack of credit history. You decide to take a look at your credit score to learn more about your situation, but can’t figure out how. Friends say their credit cards give them access to their credit scores, but you don’t have any credit cards. If you did, you might not be in this situation. Read the full… Read More
By Ann Carrns While no one likes to be nagged, a bit of prodding — with periodic emails or online messages — can help consumers reduce their credit card debt, a new study has found. The research, conducted by the Urban Institute and the D2D Fund, sought to determine if reminding people about simple financial “rules of thumb” could help them lower their credit card debt. Read more here.